When you suffer injuries resulting from a car accident, it can change your life. The questions of who is going to pay for your car, medical bills, lost wages, pain and suffering, etc. need to be answered right away. You need an Indiana lawyer experienced in auto accident litigation. Having once defended negligent drivers and now exclusively representing injury victims, Mr. Boughter has the experience you need to obtain you the result that you deserve. He will immediately assess your situation, look at all potential insurance coverage issues and investigate the accident so he can give you a complete evaluation of your case. Mr. Boughter offers sound advice and rigorous representation.
Car, Trucking, Motorcycle, and Boating Accidents
Drunk driver accidents
Underinsured motorist and uninsured motorist claims
SUV rollover accidents
Semi Tractor Trailer accident injuries
Uninsured/Underinsured Motorist Claims
With so many people relying on vehicles to get to work, driving to a vacation destination or simply going to the grocery store, the chance of getting into a car accident has risen dramatically. Coupled with the fact that people also like to multitask while driving — eating, talking on the phone, texting, using a navigation system, changing a CD — these accidents can often lead to devastating injuries. If you or a loved one has been injured in a car accident, you should contact a skilled Fort Wayne car accident attorney who will aggressively fight for your rights to get you the money you deserve.
Some of the largest and most expensive accidents involve big trucks—thousands of people in the United States die annually from collisions with trucks. Regardless of the cause, the occurrence of a truck accident is enough to greatly affect the lives of those involved, financially and physically as well if there are injuries. The combination of the two escalates the ultimate cost of the accident and soon the medical bills, missed work, and more start to pile up.…
Sometimes it’s easy to know who to point fingers at in the aftermath of an accident. In some cases, however, driver negligence isn’t a factor in an accident. There are actually countless cases in which the factors that caused the accident were outside the drivers’ control. So when the other driver is not the cause, how do you go about getting compensation for any injuries you sustained or damages to your vehicle?
When no one is at fault for the…
Absolutely not. There is never a fee for a consultation.
Do you offer home or hospital visits?
Yes. We will gladly meet you at your home, hospital or other convenient location at no extra charge.
Will I be billed monthly for any costs?
No. At our discretion, we advance all costs during our representation of you and do not send monthly bills. At the end of our representation, all costs advanced will be clearly itemized for you so you know exactly where every dollar is going.
What’s meant by statute of limitations?
Statute of limitations refers to the need to file a lawsuit within a time limit. In Indiana, most injury cases, such as auto accidents or slip-and-fall claims, have a two-year statute of limitations, but not all. Some lawsuits, such as lawsuits against the government require a notice within a shorter period of time. The time begins to run when a cause of action accrues. A good example is someone negligently running into your car. The statute of limitation begins on the day of the accident. This issue can become more complicated, however. Sometimes, you have no way of knowing that you have a cause of action for years, such as discovering ill effects from taking a medication or being exposed to chemicals. It is important to seek the advice of an attorney and doctor if you suspect that you are having problems but don't know for sure if it relates to the negligence of another or an unreasonably dangerous product.
Who will pay the doctor bills and fix my car if the other person has no insurance?
Even if the other driver doesn't have any insurance, you may still be covered. Check with our office. We can look at your auto insurance policy and advise you whether there is coverage for your property damages and medical bills. Optional coverage for medical payments and uninsured motorist coverage, for example, may provide coverage to compensate you if you are involved in an auto accident with someone who has no insurance.
What am I entitled to recover after an accident?
You may be entitled to a number of different types of damages under Indiana law. Some of the more common types of damages in accident cases are: reasonable and necessary medical expenses, lost earnings, reduced earning capacity in the future, future medical expenses and prescriptions, pain and suffering, and permanent impairment.
How much money is my auto accident case worth?
Your case is worth either what you agree with the insurance company it's worth or the amount of a cash award by a jury following a trial. We examine all of the conditions surrounding your case in order to arrive at a figure that we believe the insurance company should pay for your injuries. Generally, the dollar value is dependent upon (1) how strong liability is in your case, and (2) the nature and extent of your injuries. Other factors influencing the dollar value of your case are the amount of medical bills, length of treatment, frequency of treatment, future medical bills, permanent disabilities, and whether you had any pre-existing medical conditions similar to your current injury. We study every detail so that we can get you the money you deserve for your injuries.
What is UIM and PIP coverage on my car insurance and should I pay for this coverage?
In some states, there are “no fault” laws in place. In those states, if you're hurt in an accident, no matter who is at fault, personal injury protection (PIP) will pay your medical bills, expenses and loss of income. Indiana is not a “no fault” state, so PIP coverage does not apply to accidents in Indiana. However, if an Indiana resident is injured in an accident occurring in a no-fault state, PIP may apply. Uninsured Motorist (UM) or underinsured motorist (UIM) coverage is an optional coverage you may have under your auto policy which protects you if the driver who caused your accident was uninsured or did not have enough insurance—underinsured—to pay your claim. UIM coverage helps make up the difference in a negligent driver's insurance policy limits and the damages you suffered from your injuries. This is important because the emergency room bill alone could easily be many times higher than the $25,000 minimum liability coverage Indiana drivers are required to carry. When buying car insurance, think seriously about getting UM and UIM coverage. Hopefully you'll never need it, but if you do, it could make the difference in keeping your family afloat while you're recovering.
I have been in a motor vehicle accident. Should I go to a doctor?
If you have been injured in a motor vehicle accident, you should see a doctor right away. Firstly, you should see a doctor for your own well-being. You may not be able to discern the extent of your injuries yourself; a small ache could be something significant, or it could be nothing at all. Only a doctor can tell you for sure. Secondly, you should see a doctor because if you decide to bring a legal claim against the at-fault driver or another party, you will need documentation of your injuries and what you did to fix them.
Do I have to go to court if I want to recover monetary damages?
Maybe. Your case may settle even before your attorney files a lawsuit; on the other hand, it may go all the way to a trial and a jury verdict. The majority of lawsuits are settled before they get to trial, but what happens in your case depends on the facts, the law and the parties involved.
If the accident was my fault, can I still recover compensation?
Some states have no-fault insurance laws. This means that you may be able to make some recovery of economic damages from your own insurance company. In other states, if your fault is found to be over a certain level, it is more difficult to recover compensation. An attorney in your state can advise you on the rules in your area.
How soon do I need to bring my legal claim against the other driver?
It is best to speak with an attorney right away. The time limits for taking legal action vary by state, and they may also be affected by insurance policy specifics. The nature of your injuries may even change the amount of time you have to bring a claim.
What if the other driver, who caused the accident, has no insurance?
Even though your state may require all drivers to carry a certain level of auto insurance, that doesn't mean that everyone follows the law. This is why some states require insurance companies to offer drivers uninsured and underinsured motorist coverage. If your insurance policy has this feature, then it may compensate you for some of your losses.
Are there parties other than the at-fault driver against whom I can take legal action?
If you have been injured in a motor vehicle accident, there may be parties other than the at-fault driver who share responsibility for what happened. If the accident occurred because the other driver was drunk, and a business served alcohol to the visibly intoxicated driver before the accident, your state’s dram shop law may allow you to hold the business liable; this varies from state to state. If a defect in one of the autos caused or worsened the accident, the vehicle manufacturer may be responsible for the injuries that resulted. Or a third party may have left debris in the road or caused one of the drivers involved in the accident to undertake a risky driving maneuver to avoid collision. Finally, if the owner of the car driven by the at-fault driver negligently allowed the driver to use the car, the owner may be liable, too.
Don’t be strong armed by an insurance company, Put a fighter on your side and get the results you deserve.